This is something no other German direct bank has achieved ever before. Online banks have become more and more present since they offer relatively high-interest rates, good customer services, low fees and 24/7 access to your finances. All activities of the Commerzbank can be managed online. Hanseatic Bank, Hamburg; Targobank, Düsseldorf; Triodos Bank, Frankfurt; UniCredit Bank AG, Munich; Swiss and overseas banks. Once you sign up with N26 you will get both a free of charge Maestro card, which you can use in shops and restaurants and a free of charge Mastercard credit card. 24h customer service You can open a bank account within 10 minutes. Number26 – the full service in English, for free. Luckily Netbank is an exception and offers a very user friendly online banking interface. Everything, that you needed to go to your local bank to in the past now can be done online. We have compared the pros and cons of every bank and made an overview for you. It does not matter if you go to DKB, Norrisbank, Postbank or Commerzbank they all request the same basic data. And this will cost you money. Traditional banks are more flexible with the identification documents they accept. However, if you do not need a personal contact in one of their branches, an account with one of the online banks … The sign-up process is very similar in every bank. So if you already know that you gonna move to Germany sign up already from abroad with DKB. If you ever tried to learn German you can imagine how helpful this really is. All these German banks offer a different kind of checking accounts, discounts and credit cards. It does not matter if you live in Berlin, Munich, Hannover or Frankfurt – you will find a Postbank branch in your city. If you are from German origin and you possess a German ‘Personalausweis’ you can easily open a bank account using the AusweisApp. By clicking "Accept" you agree to cookies being used in accordance with our, Continue here if you want to check out N26 and sign up with them, Postbank – Best Traditional Bank in Germany, Unlimited free cash withdrawal at 7.000 retail stores, Sign up bonus of up to 250€ worth of vouchers (certain conditions apply). DKB is the best German bank, if you are comfortable with doing all your banking online and you don’t mind to sign up for your account in German. If this is an important point for you, then it could be smart to open a bank account with the DKB, because their online presentation makes signing up really easy! If you look for a solid fee credit card, … The Deutsche Postbank primarily focusses on business with private customers and on small and medium-sized companies. Most of you will not reach 5 withdrawals a month and therefore this would not bother you. If you are interested you can have a look at their website and see if this is the right bank for you. The signup process is online and in English, the account is completely free of charge and you can get out cash for free at any ATM. This article aims to save you time and money! Limit of 5 free withdrawals per month with Master Card. But why did Netbank only come in on third position to be the best bank in Germany? But don’t worry with our help finding the best bank in Germany will be the easiest task. The reason is that it is the … This bank offers … N26 – Best Bank for English Speakers. The aim is to help you decide which is the best German bank … Think about account management, retirement or mortgage planning. It seems like that banks in Germany are still stuck in the last millennium. Moreover, you can withdraw cash from any ATM in Germany without paying additional fees. But especially in rural areas or in Berlin finding an ATM of your branch is very difficult. We suspect that in order to offer that great service and good rates DKB makes sure to minimize the risk of getting ‘bad’ customers that might not have enough money on their bank account. If you are travelling a lot it gets even better as you can get out cash for free at any ATM worldwide as often as you want. Therefore finding the best bank should be one of the first things to take care of when moving to Germany. In order to sign up with Netbank you need to fill out their online application plus follow the PostIdent, which means that you have to go to any Post in Germany and prove your identity. The main question that you hear nowadays is if the online banks offer better value than brick-and-mortar banks (banks that have a physical presence in a building). 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